Q2 Business Capital has the most experienced and knowledgeable team in the industry. We are not only good at what we do, we enjoy doing it. Please get in touch so we may learn about your needs, and share how we make more possible.
James “Jim” Valete
Jim is joining us from Busey Bank where he served as Executive Vice President – Director of Business Banking & Government Guaranteed Lending and focused on SBA 7(a) lending. During his nine years at Busey, he also served as the Senior Credit Officer for Business Banking & Middle Market Banking. While in this role he identified Busey’s opportunity for a niche SBA 7(a) lending program, which he created in 2016 and developed in subsequent years. Prior to his tenure at Busey, Jim’s three-decade career in banking has included roles as Chief Credit Officer at Stearns Bank, N.A. and founder/president of a De Novo bank, plus other prominent roles in credit administration, management of lending teams and special assets management.
Jim earned his Bachelor of Science in Finance from the University of Illinois in Champaign-Urbana in 1984 and his Master of Business Administration from DePaul University in Chicago in 1989. He and Carrie, his wife of twenty-eight years, currently reside in Champaign, Illinois but are in the process of relocating to their new home in Pinehurst, North Carolina. Carrie is currently the Executive Director of a home for the developmentally disabled and each of their three adult children are pursuing degrees at various universities.
Jim is a founder of the Champaign chapter of First Tee, which offers character education programs at golf course facilities, elementary schools and youth centers. Also, while he’s not hitting the links as an avid golfer, he is “driving” others to succeed as a guest lecturer in entrepreneurship for the Department of Finance at the University of Illinois at Urbana/Champaign.
Jim is excited to join the Q2 Business Capital team and contribute to its next phase of growth and success.
SVP, Legal Director
Courtney Arena, SVP, Legal Director of Q2 Business Capital, has spent her career as an attorney working in small business finance and commercial lending.
Courtney began her career as in-house counsel for a nationally recognized 7a lender. Eventually, she and Kim Ray, Q2 Business Capital’s SVP, Legal Director, formed their own firm to focus on representing the interests of lenders seeking to make government guaranteed small business loans on a local, regional, or national scale. Immediately prior to joining the Q2 team, Courtney served as in-house counsel and SBA Loan Administration Manager for BankUnited, N.A.
Courtney graduated from the University of Tennessee College of Law where she was recognized for academic excellence in property law and trail advocacy. She is married with one son for whom she enjoys using her creativity to bake unique cakes. Courtney and her husband are active members of their church where she serves on the children’s ministry team.
SVP, Legal Director
Kim Ray, SVP, Legal Director, for Q2 Business Capital, has worked her entire legal career in the professional circles of government guaranteed lending. Her deep expertise has been honed through several stints as in-house closing counsel at nationally-recognized SBA 7(a) lenders. Additionally, she launched her own boutique firm in partnership with Q2’s Courtney Arena, where the pair focused on representing lenders making government-guaranteed loans. Most recently, Kim served as in-house SBA closing counsel for BankUnited, N.A.
A proud Volunteer, Kim attended the University of Tennessee for both her undergraduate and law school degrees. She is married with two daughters who keep her busy with violin lessons and performances as part of the Knox Symphony Youth Orchestra. Kim also enjoys reading, cooking, gardening and travel.
SVP, Business Development Director
Chuck Jaeger has more than 20 years of experience in finance, residential, commercial and small business lending. Prior to joining Q2, Chuck was a top contributor for Quadrant Financial, Bank United, Certus Bank, Community West Bank and Prime Trust Bank. Throughout his career, Chuck has worked with customers across a wide variety of industries, helping them achieve their commercial objectives.
Chuck got his start in banking after receiving his Bachelors of Science in Business from the University of Evansville, and his MBA from Marquette University. Since then, Chuck has continued his education completing NAGGL’s ‘SBA Lenders’ course, and attending the Southeastern School of Commercial Lending. Chuck considers continuing education to be one of the most important aspects of providing good counsel and service to his clients.
Chuck spends his free time trying to keep up with his wife and two small boys and occasionally enjoying a round of golf. Chuck also works with the community helping to fundraise for St. Mary’s Villa, and Agape Animal Rescue.
SVP, Secondary Markets Director
Scott Parrott is responsible for all of Q2’s secondary market activities, including the execution of sales to investors and the cultivation of investor relationships. Scott has more than 27 years of small business and commercial lending experience. Prior to joining Q2, Scott was the SBA Lending Coordinator for Stock Yards Bank. Before joining Stock Yards, he created the Government Guaranteed Lending department for Ascencia Bank and served as a Business Banking Officer for US Bank and PNC Bank. Scott has a diverse SBA background that ranges from originations to liquidations, as well as a solid understanding on all operational functions.
Scott began his banking career after receiving his Bachelors of Business Administration in Economics from the University of Georgia, and his MBA from Webster University. Additionally, Scott has continued his education by attending the Southeastern School of Commercial Lending and the ABA National Commercial Lending School.
Outside of the office, Scott enjoys traveling with his wife of 25 years, chasing his two four-legged children, working out and cheering on the Georgia Bulldogs.
SVP, Portfolio Management Director
Angela (Angee) Torres heads up Q2’s post-closing and compliance areas, leveraging her 21+ years of experience in closing operations for commercial and SBA lending. Prior to Q2, Angee led the closing team for Certus Bank. Her deep experience has enabled her to develop policies, procedures and structure that ensure compliance, mitigate risk, and support audits of the Q2 loan portfolio.
After receiving her BA in Economics from Montclair State University, Angee’s career started with a decade of legal and title work with various law firms. Her commercial lending experience has also included work for Bank United, BNB Hana Bank and CIT Small Business Corporation.
Demonstrating Q2’s ‘work hard, play hard’ culture, two of Angee’s hobbies are hitting the gym (work hard) and baking cookies expertly decorated with royal icing (play hard). Her three sons happily enjoy the lion’s share of the cookie consumption.
VP, Business Development - Cincinnati
Jonas has 20 years of experience in small business lending and a background in credit analysis, portfolio management, and business development. This variety of roles throughout his career enables Jonas to take a comprehensive approach to sales, and tailor the best solution for his clients.
A graduate of Miami University with a BS in Economics, Jonas was a commodities trader for an agri-business firm prior to his career in banking. His banking tenure has included time as a top producer for Quadrant Financial, First Chatham Bank, CertusBank, and BankUnited. He regularly earned President’s Club honors at each company for his accomplishments in SBA lending.
In his time away from work, Jonas enjoys spending time with his wife and two daughters. He hopes to impart his love for soccer and tennis on his girls, both of whom are under the age of 3. During the school year, Jonas tutors Chicago youth. Who knows, maybe he’s training the next great SBA lender?
VP, Business Development – Dallas
Greg has been in the banking industry for eighteen years. He is focused on small business lending and was most recently with BNB Bank in Dallas as SBA Loan Officer. Greg spent fifteen years of his career in New York City working for various lenders such as Savoy Bank, Bank of America, and Capital One Bank. During nine years at JPMorgan Chase as Business Banker he became the SBA subject matter expert for Brooklyn North’s business banking team.
At just 16-yrs-old, Greg secured an internship as a teller, and his career began every day after class and on Saturdays. He worked full time at JP Morgan Chase while he earned a degree in Finance from Pace University. Greg naturally gravitated toward the excitement of small business lending.
Three years ago, Greg traded the bright lights of The Big Apple for the starry skies of Texas. When he wants to relax, Greg spends time with his wife and three young daughters.
VP, Portfolio Servicing Specialist - Special Assets
Tom Maciejewski is a Servicing & Portfolio Specialist with a concentration in Special Assets. He has spent the last 15 years doing liquidation and workout on all types of government guaranteed commercial loans. His work at Q2 Business Capital will include managing the Special Assets portfolio and working to assist borrowers through the liquidation process.
Prior to joining Q2, Tom worked at Newtek Small Business Finance as a VP of Asset Management where he managed portfolios of distressed SBA and USDA loans for third party clients such as the FDIC and NCUA.
Tom graduated from Rowan University in Glassboro, NJ in 2002 with a degree in Communications. Outside of his liquidation work, Tom enjoys lifting weights, cheering on his favorite sports teams including the Green Bay Packers and Tennessee Volunteers, and following his two daughters’ soccer ambitions all over the Southeast with his wife of 12 years.
AVP, Portfolio & Servicing Specialist - Special Assets
Mike McLean has spent 14+ years managing liquidations and workouts on all types of C&I loans. At Q2, Mike leverages this background to assist borrowers through the challenging process of liquidating their assets.
Prior to joining Q2, Mike worked at Republic Bank in Louisville, KY as an AVP in Special Assets. Prior to Republic, he worked in Special Assets for JPMorgan Chase Bank and FirstMerit Bank, both located in Akron, Ohio.
Mike graduated from the University of Akron in Akron, OH with a degree in Communications, and attended Florida Atlantic University working on his Masters in Forensic Accounting. Outside of work, Michael enjoys CrossFit, cheering on his beloved Pittsburgh Steelers, and enjoying time with his three grandbabies.
Melissa Drake has recently returned to the workforce in the role of Sales Associate assisting the members of Q2’s Business Development team. Melissa is great at determining customer needs, and delivering world class service. Applying her prior experience in Human Resources and consulting work, Melissa brings key strategic planning skills to the team.
As a busy wife and mother of two boys, Melissa jokes that her time away from the office is largely spent as her family’s chauffeur. She also enjoys baking, cooking, and volunteering in her community’s food pantry. Conversations in the Drake household these days vary from discussions on college plans to intense debates over the entertainment factor of the Marvel Universe.
VP, Document Specialist
Laura Peeters has been in the commercial banking industry for 27 years. She previously worked at Quadrant Financial where she expanded her extensive knowledge of commercial banking into the world of SBA lending.
Laura has served in various roles in the commercial loan operations and documentation departments with banks, including: Huntington, Chase, Bank United as well as a few community banks in the Indianapolis area.
Proud to call herself a Hoosier, Laura and her husband reside in a suburb of Indianapolis, and she loves being the mom of two sons. Laura graduated with a BS in Human Resource Management from Ball State University and received an MBA from Butler University.
Always a team player, Laura was honored three times with Quadrant Financial’s ‘Purple Cow Award’ for going above and beyond to make someone else’s job or borrowing experience easier.
AVP, Senior Closer
Audrey Roman has been a “Jill” of all trades for most of her professional career. Before her current Q2 Senior Closer position, she was executive assistant, office manager, marketing assistant, graphic artist, and website manager for Weight Watchers International, Inc. She continued on her path of developing new skills and accepted a position as legal assistant/paralegal for a small local law firm before entering the world of SBA lending.
Audrey enjoys being Q2 Closer and knowing each borrower and loan is unique. She provides world-class customer service and applies her wide range of skills to ensure borrowers feel valued.
Originally from New York, Audrey lived in Sarasota, FL for a few years before settling in Wilmington, NC. When she is not traveling with her teenage daughter, Audrey enjoys the outdoors. She brings her “A” game to work each day, but you can also find her cooking and relaxing with her dogs as she watches sports at home in her free time.
AVP, Senior Closer
Vicki has worked in the banking industry for 20+ years with extensive experience in closing a variety of commercial loans. Her passion is helping the small business owners achieve their American dream by simplifying the loan closing process with personalized support and positivity. Always a team player, Vicki has won multiple “You Rock!” awards through nominations by her peers.
Before joining Q2, Vicki worked at Live Oak Bank where she expanded her knowledge of government contracting commercial loans.
Vicki graduated from Marshall University in Huntington, WV with a Bachelor of Management and Marketing. “We are Marshall.” When Vicki is not reeling in the information she needs to complete a loan package, she enjoys fishing on the Intracoastal Waterway or “grillin’ and chillin’” at home. Vicki was also a contestant on Wheel of Fortune with Wynonna Judd on Country Music week in 2007!
VP, Senior Credit Analyst
Twanda Gary has 15+ years of commercial banking experience, with 14 of those in credit/underwriting. Prior to joining Q2, she was a valuable member of the Quadrant Financial team, where she helped the company double its lending portfolio and become one of the top SBA lenders nationwide.
Twanda has a focus on providing loan solutions for commercial real estate, equipment purchases, business acquisitions, partner buyouts, expansions, working capital, refinancing, and franchise financing. Her career in commercial lending has included posts with CIB Bank, Banco Popular, Certus Bank and Bank United.
Twanda lives in the Dallas/Ft. Worth area with her husband and daughter. She volunteers with the Center of Economic Progress as a tax preparer and financial coach for low income families. When she’s not at work or volunteering, look for Twanda on the dance floor. President of her collegiate dance team, to this day Twanda enjoys choreography, Zumba and various Latin dance classes. Ask her about her favorite performance of ‘Staying Alive.’
VP, Senior Credit Analyst
Billi Mottet has worked on the credit side of the commercial banking industry for 14 years, and brings extensive experience underwriting all types of SBA loans for Q2. She previously worked at Quadrant Financial where she was consistently a top underwriting producer.
Billi started her underwriting career at Banco Popular, where her skill and ability enabled her to work her way up from an entry level credit analyst to a Credit Supervisor/Credit Team Leader. A top performer, she was awarded the SBA department’s ‘All Star Award,’ and the ‘People’s Choice Award.’
While Billi and her family enjoy life in the suburbs of Chicago, she’s not exactly a city slicker. Billi appreciates every chance she gets to return to her roots – a farm town in Iowa with a population under 100.
VP, Underwriting Manager
Kenneth Snell has 15+ years of banking experience in various roles. Prior to joining Q2, he most recently worked for United Community Bank as a SBA Senior Portfolio Manager. Before joining United Community, Kenneth served as a Restaurant Franchise Underwriter at Regions Financial in Birmingham, Alabama.
Kenneth grew up in a small town in North Alabama and graduated from Jacksonville State University with a degree in Management. He and his family currently live in White Plains, AL. In his spare time, Kenneth enjoys playing golf, spending time with his family, and volunteering in his community.
AVP, Experience Specialist
Mindy Stodart, AVP, Experience Specialist of Q2 Business Capital, has been involved in sales, marketing, and administrative support over her 20-year work history. Much has changed, but her emphasis on results and elevating client experiences has not.
Out of college as a Fine Arts Major with a Minor in European Studies, Mindy opened an art and framing shop called the stodART group. She realized quickly the challenges small businesses face with acquisition of capital, with cash flow, and with labor management. After five good years of small business ownership, she sold the equipment and went into sales. Selling and supporting sales has always been her favorite part of business. She has successfully sold everything from telecommunications to pharmaceuticals.
In sales roles, Mindy developed skills that she carried into her five years as a volunteer on the PTO Board of Hyde Park School in Cincinnati, Ohio, where her two children attended. When she is not at work, you will find Mindy walking the family dog or taxiing children to and from soccer, martial arts classes and violin lessons. Kickboxing is the way she chooses to relax.
AVP, Data Analyst
John Maymon leads data analysis for Q2. The insights we derive from his work enable a deeper understanding of our business and faster, better-informed decision making. John works across multiple systems and databases to collect and synthesize information about our loan portfolio for actionable results. Prior to his data role, John managed Q2’s servicing desk, responding to borrowers’ needs and questions.
Prior to joining Q2, John worked at JPMorgan Chase where he serviced the commercial bank middle market clients, supporting borrowers with loan documentation and gathering financial information for annual reviews. In this role, John provided exceptional service to both his external and internal customers.
John graduated from Indiana University Southeast in 2010 with a double major in Finance and Economics. Recently he received a Graduate Certificate from IU in Business Analytics. As if his prior academic achievements aren’t enough, he carves out time away from the office to take classes in R and Excel. When John isn’t advancing his professional skills, he enjoys spending time with his family in the great outdoors camping, hiking and boating.
AVP, Quality Assurance and Compliance Specialist
Ranjan Mevawala works to ensure all documentation collected throughout the life of each loan in Q2’s portfolio is properly documented. Her background as a loan closer for Q2 Business Capital, Noah Bank and Freedom Mortgage makes her the ideal person to ensure post-closing compliance. Prior to working in finance, Ranjan honed her terrific attention-to-detail skills during a five-year stint as a paralegal for a law firm.
Not only is Ranjan an experienced SBA loan closer, but she’s also an entrepreneur and former small business owner who spent more than ten years owning and operating two Subway franchises. This unique perspective makes her an outstanding fit for working with Q2’s borrowers.
When she’s not working, Ranjan enjoys spending time with her husband and two sons. And when she’s not chasing her boys, you may find her in her kitchen where she enjoys experimenting with new recipes and new flavor profiles.
VP, Post-Closing Specialist
Anita Stevens supports post-closing and compliance with an emphasis on Q2’s multiple disbursement loans. No stranger to the small business world, she and her husband were both bitten by the entrepreneurial bug and successfully created two small business ventures in the late 80’s.
Returning to the banking industry in 1993, Anita has spent the last 23 years working in Loan Operations. She has managed numerous departments, and navigated her teams through bank mergers, acquisitions, core system conversions and office relocations.
Known for being quite crafty and a pretty good cook, most of Anita’s free time is spent with her husband of 35+ years enjoying the fruits of their labor in three grown sons. Called “Nini” by her three precious grandsons, Anita is still waiting for the day she can dress someone in PINK!